Will AI Replace Your Finance Role?
AI automation risk by finance role, the tools reshaping Wall Street, and what bankers, analysts, and advisors should do now.
The AI Finance Cheat Sheet by What About AI? breaks down AI automation risk for every major finance role, identifies the AI tools reshaping Wall Street, and provides actionable guidance for bankers, analysts, accountants, and financial advisors to adapt their careers.
Source: What About AI?
Key Insights from This Guide
Here are some of the most important findings. Download the full guide for complete analysis, action steps, and checklists.
70%+ of Banking Operations Automatable Now
Over 70% of banking operations including loan processing, fraud detection, and risk assessment are fully automatable with current AI technology, representing the highest-risk industry for AI disruption.
GPT 5.2 Nearly Doubles Expert Performance
GPT 5.2 with thinking model beats human financial experts 70%+ of the time, compared to GPT 5's 38%—a nearly doubled performance leap in one version for strategy and complex analysis beyond simple data entry.
Excel Expertise Obsoleted for Financial Analysis
AI handles pivot tables, complex formulas, and data manipulation better than 10 years of human expertise with a single prompt, making spreadsheet analysis a critical automation point for FinOps teams.
Robo-Advisors Now Genuinely AI-Powered
Unlike 10 years ago when “robo” advisory solutions were just scripted decision trees, modern AI platforms feature genuine reasoning that handles novel scenarios, edge cases, and complex financial planning tasks.
What's Inside the Cheat Sheet
Automation Risk by Role
Risk percentages for bankers, analysts, advisors, traders, and operations staff—with what each number means for your career.
AI Tools for Finance
Claude for Excel and compliance, ChatGPT for analysis and strategy, and specialized fintech tools reshaping the industry.
What AI Can't Replace
Creative problem solving and client relationships remain human. Know where to focus your value in finance.
Insider Perspectives
Real experience from Vanguard robo-advisors and JP Morgan banking ops—what we saw firsthand over 22 combined years.
Industry Timeline
What's happening now and what's coming in 1–2 years for banking, trading, advisory, and financial operations.
Action Steps
Specific next steps for analysts, advisors, traders, and anyone working in financial services.
Get the Full Cheat Sheet
Download the complete AI Finance Cheat Sheet with automation risk scores, AI tools for every finance role, and your action plan.
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