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Build vs Buy AI.
A decision framework that saves millions.

The wrong platform choice wastes 6-18 months and hundreds of thousands of dollars. We give you a structured framework to get it right the first time.

The build vs buy AI decision depends on 8 key factors: strategic differentiation, data sensitivity, time to value, internal capability, customization depth, total cost of ownership, vendor lock-in risk, and maintenance burden. Most enterprises end up with a hybrid approach: buying commodity AI and building where it creates competitive advantage.

Source: What About AI? Enterprise Advisory

Vendor-neutral analysisFractional CPO/CTO experienceEnterprise-grade methodology

Why this decision matters

The build vs buy decision is one of the highest-stakes choices in your AI strategy. Get it wrong and the consequences compound.

87%

of enterprise AI projects never make it to production

$4.6M

average cost of a failed AI initiative at the enterprise level

14 mo

average delay when teams choose build and underestimate complexity

The root cause is almost never the technology. It is the decision-making process. Teams choose to build because it feels strategic, or choose to buy because it feels safe — without a rigorous framework for evaluating which path actually fits their situation.

The Decision Framework

Eight criteria that determine whether building or buying is the right choice for each AI use case.

Strategic Differentiation

Does AI give you a competitive advantage?

Favors Build

AI is core to your product or creates a defensible moat. Your competitors cannot buy the same capability off the shelf.

Favors Buy

AI is a supporting function (internal chatbots, document processing). It improves operations but does not differentiate you in the market.

Data Sensitivity

Can your data leave your environment?

Favors Build

Regulated industries (healthcare, finance, defense) or proprietary datasets that cannot be sent to third-party APIs. On-prem or private cloud required.

Favors Buy

Standard business data with no regulatory constraints. Cloud-based SaaS solutions are acceptable under your compliance framework.

Time to Value

How fast do you need results?

Favors Build

You have 6-18 months before competitive pressure requires a solution. Long-term value justifies the upfront investment.

Favors Buy

You need results in weeks, not months. A vendor solution deployed in 30-60 days beats a custom build that ships next year.

Internal Capability

Do you have ML/AI talent on staff?

Favors Build

You have (or can recruit) ML engineers, data scientists, and MLOps capability. You can maintain and iterate on custom models.

Favors Buy

Your engineering team is strong but lacks ML specialization. Hiring AI talent is expensive and competitive. Consider buying now, upskilling later.

Customization Depth

How unique are your workflows?

Favors Build

Your processes are highly specific to your domain. No vendor product maps cleanly to your requirements without heavy modification.

Favors Buy

Your use case is well-understood (customer support, content generation, data extraction). Multiple vendors solve this problem well.

Total Cost of Ownership

What does the 3-year TCO look like?

Favors Build

At scale, custom solutions often cost less per-unit than vendor licensing. The break-even point typically hits at 18-24 months.

Favors Buy

Vendor solutions amortize R&D across thousands of customers. For small-to-mid deployments, buying is almost always cheaper over 3 years.

Vendor Lock-in Risk

How portable does the solution need to be?

Favors Build

You own the code, the models, and the data pipeline. You can switch infrastructure without rewriting your AI layer.

Favors Buy

Evaluate exit clauses carefully. Some vendors make data export trivial; others make it nearly impossible. This is a negotiation point, not a dealbreaker.

Maintenance Burden

Who handles updates, drift, and retraining?

Favors Build

You accept ongoing MLOps responsibility: monitoring for model drift, retraining on new data, and maintaining inference infrastructure.

Favors Buy

The vendor handles model updates, security patches, and performance optimization. Your team focuses on integration, not infrastructure.

The hybrid approach

Most organizations end up with a mix — and that is the right answer. The goal is not "build everything" or "buy everything." It is knowing which is which.

Buy (Commodity AI)

Capabilities where vendor solutions are mature and your requirements are standard.

  • Customer support chatbots and ticket routing
  • Document processing and data extraction
  • Email and content generation tools
  • Code review and security scanning
  • Meeting transcription and summarization

Build (Differentiating AI)

Capabilities that create competitive advantage and require deep domain knowledge.

  • Proprietary prediction models on your data
  • Domain-specific recommendation engines
  • Custom workflow orchestration with AI agents
  • Industry-specific compliance automation
  • Product features powered by your unique dataset

The key insight: buy the infrastructure layer (LLMs, vector databases, orchestration platforms) and build the application layer (your specific prompts, workflows, and domain logic). You get speed-to-market from vendors and differentiation from your custom implementation.

Vendor evaluation framework

When buying, use this framework to evaluate any AI vendor — regardless of what category they are in.

Security and Compliance

  • SOC 2 Type II certification
  • Data residency options (region-specific hosting)
  • Encryption at rest and in transit
  • Role-based access controls and audit logging
  • GDPR / HIPAA / industry-specific compliance

Integration Requirements

  • REST / GraphQL API availability
  • Webhook support for real-time events
  • SSO integration (SAML, OAuth)
  • Data import/export in standard formats
  • SDK availability for your tech stack

Pricing Model Analysis

  • Per-seat vs per-API-call vs enterprise license
  • Overage charges and rate limits
  • Minimum commitment periods
  • Volume discount thresholds
  • Total cost at 2x and 5x current usage

Support and SLA Expectations

  • Uptime SLA (99.9% minimum for production)
  • Response time guarantees by severity
  • Dedicated account manager availability
  • Implementation support included vs extra
  • Training resources and documentation quality

Exit Strategy Requirements

  • Data export capabilities and formats
  • Model portability (can you take trained models?)
  • Contract termination notice period
  • Data deletion guarantees post-termination
  • Migration assistance availability

Looking for current vendor recommendations?

The AI vendor landscape changes monthly. Rather than publishing a static comparison that becomes outdated immediately, we cover current vendor analysis on our blog and podcast with regularly updated insights tailored to specific use cases.

The hidden costs everyone misses

Whether you build or buy, these costs will show up. Plan for them or get surprised by them — the math does not care which.

Integration Complexity

Connecting AI to your existing systems (ERP, CRM, data warehouse) often costs 2-3x the AI solution itself. Budget for it.

Training and Change Management

Technology without adoption is shelfware. Plan for 3-6 months of training, workflow redesign, and organizational change management.

Data Migration and Preparation

Your data is never as clean as you think. Data labeling, normalization, and pipeline construction are the unglamorous work that determines AI success.

Opportunity Cost

Every month spent building custom AI is a month your ML engineers are not working on other strategic initiatives. What are you not doing?

Technical Debt of Custom Builds

Custom models require ongoing maintenance: retraining, monitoring for drift, infrastructure updates. This is a permanent operating expense, not a one-time project.

Vendor Price Increases

SaaS vendors often offer aggressive introductory pricing. Model your TCO with 15-25% annual price increases after year one. Get rate locks in your contract.

Quick decision path

Start here for a rapid directional read. Then use the full framework above to validate.

"Is AI core to your competitive advantage?"

Yes

Lean toward Build. Owning the AI layer creates a moat your competitors cannot replicate by purchasing the same vendor product.

No

Lean toward Buy. Do not invest custom engineering resources in capabilities that are table stakes in your industry.

"Do you have in-house AI/ML talent?"

Yes

Build is viable. You have the team to execute, maintain, and iterate on custom AI solutions.

No

Buy now, upskill your team. Start with vendor solutions while investing in capability building.

Explore our upskilling program

"Is your data highly sensitive or regulated?"

Yes

On-prem or private cloud deployment. Build custom or require vendor on-prem options. Data cannot leave your controlled environment.

No

SaaS solutions are viable. Cloud-hosted vendor platforms offer the fastest path to value with minimal infrastructure overhead.

These questions give you a directional signal. For a rigorous analysis tailored to your specific use cases, schedule a consultation.

Frequently Asked Questions

How long does a build vs buy analysis typically take?
A thorough analysis takes 2-4 weeks depending on the number of use cases being evaluated. We assess your technical landscape, interview stakeholders, model TCO scenarios, and deliver a decision matrix with clear recommendations. The investment in getting this right is trivial compared to the cost of choosing wrong.
What if our answer is different for different use cases?
That is the most common outcome. Most organizations end up with a hybrid approach: buying commodity AI capabilities and building where AI is a strategic differentiator. Our framework evaluates each use case independently so you get the right answer for each one, not a blanket policy.
How do you stay vendor-neutral in your recommendations?
We do not resell or take referral fees from any AI vendor. Our revenue comes from advisory engagements, not from steering you toward a particular platform. When we recommend a vendor category, we provide evaluation criteria and let your team make the final selection.
What if we have already started building and realize we should have bought?
Sunk cost is real but should not drive future decisions. We help you assess what is salvageable from your custom build (data pipelines, domain expertise, training data) and create a migration plan that preserves that investment while transitioning to a vendor solution where appropriate.
How do we handle the build vs buy decision when AI is evolving so fast?
This is exactly why the decision framework matters more than any single recommendation. We teach your team to re-evaluate quarterly using the same 8 criteria. What favored build 12 months ago may favor buy today as vendor capabilities improve. The framework is the lasting asset.
Can you help with vendor negotiations after the analysis?
Yes. We regularly support enterprise vendor negotiations, including pricing structure, SLA terms, exit clauses, and data ownership provisions. Our experience across dozens of AI vendor contracts means we know what is negotiable and what market rates look like.

Stop debating. Start deciding.

In 2-4 weeks, we deliver a Build vs Buy Decision Matrix tailored to your specific AI use cases — with TCO modeling, risk analysis, and a clear recommendation for each initiative.

No vendor bias. No referral fees. Just the right answer for your organization.

The framework pays for itself the first time it prevents a six-figure mistake.

Or email us directly: business@whataboutai.com

Ready to see what's possible?

Start with a free assessment or talk to a practitioner. No sales pitch, no obligation.

Or email us directly:business@whataboutai.com